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[quote="anonymous post=7810 userid=0"]Mteh Federal Reserve Ups Payment Services Fees By 2.4 Pct.
 Upstart, which works to partner banks with customers looking for loans, saw its shares surge 30 percent upon its public debut Wednesday  Dec. 16 , according to a report from MarketWatch.The first trade went for $26 on the Nasdaq, which was at the lower end of Upstart   predicted range, and the company was able to make $180 million through the initial public offering  IPO  after selling 9 million shares. Other selling shareholders also sold 3 million extra shares, MarketWatch reported.In its prospectus, Upstart said most banks stick to  82 <a href=https://www.cups-stanley.uk>stanley cup</a> 20 imple, rules-based systems when making traditional lending decisions. But those systems often come with rigid and limited variables, and Upstart said that leads to many credit-worthy individuals being shut out and millions paying more than they have to, according to MarketWatch.Upstart doesn ;t do the trading itself, the report st <a href=https://www.cup-stanley-cup.ca>stanley water bottle</a> ated, so the company lacks the risk of having millions of loans on the books.CEO Dave Girouard, speaking with MarketWatch, said people in the lending industry have been looking for  a fountain of youth that can change the game in terms of accuracy, and he said artificial intelligence  AI  and cloud computing could be transformational for the industries in the next several decades.Girouard also said the pandemic hadn ;t really affected the returns the bank partners saw on loans. To him, this is <a href=https://www.stanleycups.pl>stanley kubek</a>  more indication that AI-based lending can help through responding faster and more accurate Tbsb Bitcoin Daily: Crypto M  038;A Value Doubles In 2020; Miami Mayor Wants City To Be Crypto Hub; Man Owes $571M In Crypto Scam; Bitcoin Could Threaten Energy Consumption
 The number of retailers who offer customers a mobile commerce option has doubled in the past  <a href=https://www.stanleycup.pl>kubki stanley</a> year  but m-commerce fraud is growing even faster, according to a new study from LexisNexis.Meanwhile, the number of m-commerce merchants that let customers bill their purchases to their mobile carrier is growing almost as fast.The 2014 True Cost of Fraud mCommerce report found that 15 percent of all merchants now support m-commerce transactions  more than twice the 7 percent doing m-commerce at the end of 2013.On average, for merchants who accept mobile transactions, 14 percent of their transactions come through the mobile channel, the study found. Unfortunately, 21 percent of the fraud that hits those merchants comes by way of mobile  including fraudulent transactions and fraudulent refund requests.Worse still, for every dollar of direct loss from fraud, the total cost was $3.34. That   up 18 percent in the past year, co <a href=https://www.stanleycup.pl>stanley kubek</a> mpared with a 15 percent drop in the the costs of e-commerce fraud, to a cost of $2.62 per dollar of fraud. That   due in part to improved fraud-fighting techniques for conventional e-commerce, but it   also because more physical goods are being purchased via mobile  in the past, a higher percentage of purchases were for digital goods <a href=https://www.stanley-cup.us>stanley us</a> .Mobile commerce merchants are also hit disproportionately hard by cross-border fraud, the survey found  in part because they ;re slightly more likely  65 percent  t[/quote]

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