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Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. Among the bi <a href=https://www.stanley-germany.de>stanley cup ggest debates is how to construct and operate the best card program possible 鈥?a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services, an聽agent credit card issuer.Financial institutions FIs face the issue of whether to outsource their credit card programs or do it themselves 鈥?a decision that will maintain its importance in the coming new decade. No matter what, one of the biggest challenges in crafting a successful program is dealing with compliance and regulations, Geeslin said. Thats one of the biggest areas where we stanley de see friction, he told PYMNTS.Near-Term ChallengesBanks and credit unions that handle their own credit card programs are also likely to face another challenge in the near term. The economic consensus is that we are not going to get much better than now, Geeslin said, joining those voices that are predicting an economic slowdown. The credit cycle will turn, and youll have a generation of credit risk managers whove not been through a recession yet. Do FIs want to navigate card programs through that The PYMNTS conversation with Geeslin came amid new emerging challenges for FIs 鈥?especially smaller ones 鈥?as they go about improving their stanley us card programs and looking to the future via payment cards.For instance, with the recent launc Vtdz Small Business Borrower Sues Kabbage
The White House has announced the names of those to be appointed by the president to the new Commission on Enhancing National Cybersecurity.To be included in the discussion will be聽General Keith Alexander, the director of the National Security Agency from 2005 to 2014;MasterCard C <a href=https://www.stanleycup.pl>kubki stanley EO Ajay Banga; Uber Chief Security Officer Joe Sullivan; and Peter Lee, corporate vice president for Microsoft Research.I have charged the Commission on Enhancing National Cybersecurity with the critically important task of identifying the steps that our nation must take to ensure our cybersecur stanley mugs ity in an increasingly digital world, Obama said in a statement.The panel was first announced a year ago and is designed as part of a $19 billi stanley quencher on proposal aimed at tightening the nation defenses against cybersecurity threats of all stripes.It is also designed to be a public-private partnership aimed at countering a mutual and highly destructive force, hence the inclusion of high-profile names from both the public and private sectors.These dedicated individuals bring a wealth of experience and talent to this important role, and I look forward to receiving the commission recommendations.To be selected, representatives had to be signed off on by both President Obama and congressional leadership. Also on the list are academics, legal experts, security leaders and finance professionals. The $19 billion allocated out of the $4 trillion federal budget represents a 35 percen